Investors who have a very low risk tolerance and a short to medium investment horizon with an income focus for returns.
Low - Medium. Negative return 1 year in every 20 years. 20% lower than benchmark fund since inception.
Praemium, DASH, Interactive Brokers.
This is a conservative asset allocation strategy aiming to generate returns 2.5% above Australian inflation over rolling 3-year periods. It is designed for conservative investors looking to maintain a higher level of income and takes minor tactical tilts to different asset classes based on valuation.
| 1m | 1y | 3y | 5y | Incept. | |
|---|---|---|---|---|---|
| Pre fees | 1.6 | 4.4 | 6.2 | 3.2 | 3.9 |
| Post investment fees | 1.6 | 3.8 | 5.5 | 2.6 | 3.2 |
| Similar Funds | |||||
| Vanguard Diversified Conservative | 1.0 | 5.3 | 6.5 | 2.5 | 3.8 |
| CPI + 2.5% | 0.2 | 6.4 | 5.4 | 6.7 | 5.7 |
The Nucleus Tactical Income Model invests in a combination of Australian and International equities but is heavily weighted towards cash and fixed interest. The portfolio takes minor tactical tilts to different asset classes based on valuation. Stocks are chosen with a value and quality bias. All positions are currently implemented through physical investments. Rebalancing is considered at least monthly by the asset allocation committee. The committee often takes a longer term view on assets and will choose to gradually build positions with dividends/excess capital rather than actively trading wherever possible.